Medicare Advantage plans provide Medicare-covered services through a private insurance company approved by Medicare. Medicare Supplement (Medigap) policies work alongside Original Medicare and may help cover certain out-of-pocket costs.

You may be eligible to enroll during your Initial Enrollment Period, Medicare Annual Enrollment Period, Medicare Advantage Open Enrollment Period, or a Special Enrollment Period if you qualify. Enrollment opportunities depend on your individual circumstances.

Many Medicare Advantage plans include prescription drug coverage, and stand-alone Medicare Prescription Drug Plans (Part D) are also available. Coverage varies by plan and formulary.

Choosing coverage depends on factors such as your healthcare needs, prescription medications, preferred providers, and budget. Understanding your options can help you make an informed decision about your coverage.

Provider participation varies by plan. Before enrolling, it is important to verify whether your preferred doctors, specialists, and healthcare facilities participate in a plan's network, if applicable.